Journal of Urgent Care Medicine

Removing Medical Debt From Credit Reports Could Create More Bad Debt for Providers

Now in its waning days, the Biden administration has finalized a regulation banning the inclusion of medical debt in American consumers’ credit reports. The rule would erase $49 billion in medical debts from the credit reports of about 15 million Americans, according to Reuters. The Consumer Data Industry Association and Cornerstone Credit Union League immediately filed a lawsuit against the Consumer Financial Protection Bureau (CFPB) to prevent the law from taking effect. While excluding medical …

UCs in NY Can No Longer Require Credit Cards Kept on File

The North East Regional Urgent Care Association (NERUCA) Governmental Affairs Committee recently notified members via email about a freshly minted New York budget rule that includes provisions that effectively prohibit urgent care (UC) operators from requiring patients to leave credit card information on file for payment. Most UCs require a card on file so they can collect the appropriate out-of-pocket responsibility after claims adjudication. However, the new law, General Business Law 519-a, essentially eliminates any …